Terms & Conditions

Last updated: February 2, 2026

1. Acceptance of Terms

By accessing and using Fintecgrity's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Fintecgrity provides financial services, including but not limited to:

• Financial planning and analysis
• Accounting and bookkeeping services
• Data analytics and AI solutions for finance
• Staff augmentation for finance teams
• Technical assistance for financial operations
• Financial consulting and advisory services

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of your account credentials
• Comply with all applicable laws and regulations
• Not use our services for any unlawful or prohibited purpose
• Respect the intellectual property rights of others

4. Service Limitations

While we strive to provide accurate and up-to-date information, Fintecgrity cannot guarantee:

• Specific financial outcomes or investment returns
• The accuracy of all financial information provided by third parties or clients
• Changes in financial regulations, tax laws, or compliance requirements
• Market conditions or economic factors affecting financial performance
• Results dependent on client-provided data accuracy and completeness

5. Fees and Payment Terms

Our service fees are clearly outlined in our service agreements. Payment terms include:

• Fees are due as specified in your service agreement
• Payment methods accepted include bank transfers, credit cards, and online payment systems
• Late payment fees may apply for overdue accounts
• Refund policies are outlined in individual service agreements

6. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Fintecgrity and is protected by copyright and other intellectual property laws. You may not:

• Reproduce, distribute, or display our content without permission
• Use our trademarks or logos without written consent
• Create derivative works based on our content
• Remove or alter any copyright or proprietary notices

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference. By using our services, you consent to the collection and use of information as described in our Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law, Fintecgrity shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or business opportunities
• Financial losses resulting from market conditions, regulatory changes, or client decisions
• Damages resulting from inaccurate or incomplete client-provided financial data
• Third-party actions or omissions (including financial institutions, regulatory bodies, or service providers)
• System failures or technical issues affecting financial data processing
• Compliance issues arising from changes in financial regulations or tax laws

9. Indemnification

You agree to indemnify and hold harmless Fintecgrity, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from:

• Your use of our services
• Your violation of these Terms & Conditions
• Your violation of any third-party rights
• Any content you submit or transmit through our services

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms & Conditions
• Fraudulent or illegal activity
• Non-payment of fees
• Misrepresentation of information

11. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of Western Australia, Australia, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Western Australia, Australia.

12. Dispute Resolution

In the event of any dispute arising from these Terms & Conditions or our services, we encourage you to first contact us directly to resolve the matter. If we cannot resolve the dispute through direct communication, the following procedures apply:

• Mediation: We may attempt to resolve disputes through mediation
• Arbitration: Binding arbitration may be required for certain disputes
• Legal Action: Court proceedings may be initiated if other methods fail

13. Force Majeure

Fintecgrity shall not be liable for any failure or delay in performance under these Terms & Conditions which is due to fire, flood, earthquake, elements of nature, acts of God, acts of war, terrorism, labor disputes, regulatory changes, financial market disruptions, or any other cause which is beyond our reasonable control.

14. Severability

If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining terms will remain in full force and effect.

15. Entire Agreement

These Terms & Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Fintecgrity regarding the use of our services and supersede all prior agreements and understandings.

16. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. We will notify users of any material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

17. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

18. Acknowledgment

By using Fintecgrity's services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please discontinue use of our services immediately.